Howard Kettner is the CEO and Founder of GroupHEALTH Global, a provider of employee benefits. He is a regular contributor of both news and commentary to Benefits World. You can find out more about Howard - including his adventures, book recommendations, and much more - at HowardKettner.com.

Kirk Longmire has been working with entrepreneurs and business owners since 1990 to help them implement and manage their employee benefit programs and communication strategies. Kirk is the owner of Dwight Johnson Insurance Benefits Inc, one of Nova Scotia's leading employee benefit agencies.

Matt Houghton is President & COO of GroupHEALTH Global. His broad range of experience has been gained while managing businesses in Mexico, the USA, and Canada. Prior to assuming a formal role with GroupHEALTH Global, Matt and the Barrie operations team developed a niche benefits and wealth management practice, and were one of the first Ontario Partners. His expertise in Economics and employee benefits lends a unique perspective to Benefits World.

Natalie Marynick is part of the communications team at GroupHEALTH Global. Natalie gathers information and ideas from the many group benefits experts at GroupHEALTH Global as a basis for her contributions to Benefits World. Natalie also focuses on identifying and sharing relevant group benefits/wellness articles from the news and web.

Michael Kettner is the Founding Partner at GroupHEALTH Kettner Benefits, an Ontario based group benefits consulting firm. Michael specializes in helping organizations provide additional value to their staff through enhanced coverages while offering long term sustainable savings year after year.

Mark Sylvia is the President of Clarity Underwriting Managers Inc., and sits on the Advisory Board for GroupHEALTH Global. Mark has spent more than 35 years in the insurance industry, having most recently held the position of Chief Executive Officer of Echelon General Insurance Company. He was previously the President and Chief Executive Officer of Hartford Life Insurance Company. His knowledge and experience in the Canadian insurance industry provides valuable insight into many of the issues presented on Benefits World.